Pay over 36 months
An easy and simple way of spreading the cost of your purchase over 36 months. After making an initial 5% deposit of £38.10, you will then make 36 equal monthly payments of £26.29 at 19.9% APR.
For the 47 Inch SMART Board - SMART540 that you have selected, this would work out as:
| APR |
19.9% |
| Cost of Product |
£751.97 |
| Typical Delivery Charge |
£9.95 |
| Total Normal Cash Price |
£761.92 |
| Initial 5% deposit |
£38.10 |
| Administration Charges |
£25.00 |
| Remainder used for Loan |
£723.82 |
| Charge for Credit |
£222.53 |
| Balance Payable |
£946.35 |
| Total amount payable |
£984.45 |
| 36 monthly repayments of |
£26.29 |
|
| Buy Now and Pay in 9 months time |
| |
|
Provided you pay the final balance in full before the 9 month buy-now-pay-later period expires, you will pay no interest and the credit agreement will be finalised. So, with the exception of a 5% deposit, you can purchase this 47 Inch SMART Board - SMART540 now and make no further payments for 9 months. |
| |
| However, should you choose not to settle the outstanding balance in full before the 9 months BNPL period expires, you can simply continue to make your loan repayments on a monthly basis at a 29.8% APR over a remaining period of 39 months.
For the 47 Inch SMART Board - SMART540 that you have selected, this would work out as: |
| |
| APR |
29.8% |
| Cost of Product |
£751.97 |
| Typical Delivery Charge |
£9.95 |
| Total Normal Cash Price |
£761.92 |
| Initial 5% deposit |
£38.10 |
| Administration Charges |
£35.00 |
| Remainder used for Loan |
£723.82 |
| Charge for Credit |
£567.37 |
| Balance Payable |
£1291.19 |
| Total amount payable |
£1329.29 |
| 39 monthly repayments of |
£33.11 |
| |
|
| Buy Now and Pay in 12 months time |
| |
|
Provided you pay the final balance in full before the 12 month buy-now-pay-later period expires, you will pay no interest and the credit agreement will be finalised. So, with the exception of a 5% deposit, you can purchase this 47 Inch SMART Board - SMART540 now and make no further payments for 12 months. |
| |
| However, should you choose not to settle the outstanding balance in full before the 12 months BNPL period expires, you can simply continue to make your loan repayments on a monthly basis at a 29.8% APR over a remaining period of 36 months.
For the 47 Inch SMART Board - SMART540 that you have selected, this would work out as: |
| |
| APR |
29.8% |
| Cost of Product |
£751.97 |
| Typical Delivery Charge |
£9.95 |
| Total Normal Cash Price |
£761.92 |
| Initial 5% deposit |
£38.10 |
| Administration Charges |
£45.00 |
| Remainder used for Loan |
£723.82 |
| Charge for Credit |
£617.06 |
| Balance Payable |
£1340.88 |
| Total amount payable |
£1378.98 |
| 36 monthly repayments of |
£37.25 |
| |
|
*Note: When calculating the 5% deposit, the amount you pay may be slightly more than 5% as the figure is adjusted to give rounded loan amounts |
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