Pay over 36 months
An easy and simple way of spreading the cost of your purchase over 36 months. After making an initial 5% deposit of £55.70, you will then make 36 equal monthly payments of £38.43 at 19.9% APR.
For the 60 Inch SMART Board - SMART 560 that you have selected, this would work out as:
| APR |
19.9% |
| Cost of Product |
£1103.97 |
| Typical Delivery Charge |
£9.95 |
| Total Normal Cash Price |
£1113.92 |
| Initial 5% deposit |
£55.70 |
| Administration Charges |
£25.00 |
| Remainder used for Loan |
£1058.22 |
| Charge for Credit |
£325.33 |
| Balance Payable |
£1383.55 |
| Total amount payable |
£1439.25 |
| 36 monthly repayments of |
£38.43 |
|
| Buy Now and Pay in 9 months time |
| |
|
Provided you pay the final balance in full before the 9 month buy-now-pay-later period expires, you will pay no interest and the credit agreement will be finalised. So, with the exception of a 5% deposit, you can purchase this 60 Inch SMART Board - SMART 560 now and make no further payments for 9 months. |
| |
| However, should you choose not to settle the outstanding balance in full before the 9 months BNPL period expires, you can simply continue to make your loan repayments on a monthly basis at a 29.8% APR over a remaining period of 39 months.
For the 60 Inch SMART Board - SMART 560 that you have selected, this would work out as: |
| |
| APR |
29.8% |
| Cost of Product |
£1103.97 |
| Typical Delivery Charge |
£9.95 |
| Total Normal Cash Price |
£1113.92 |
| Initial 5% deposit |
£55.70 |
| Administration Charges |
£35.00 |
| Remainder used for Loan |
£1058.22 |
| Charge for Credit |
£829.50 |
| Balance Payable |
£1887.72 |
| Total amount payable |
£1943.42 |
| 39 monthly repayments of |
£48.40 |
| |
|
| Buy Now and Pay in 12 months time |
| |
|
Provided you pay the final balance in full before the 12 month buy-now-pay-later period expires, you will pay no interest and the credit agreement will be finalised. So, with the exception of a 5% deposit, you can purchase this 60 Inch SMART Board - SMART 560 now and make no further payments for 12 months. |
| |
| However, should you choose not to settle the outstanding balance in full before the 12 months BNPL period expires, you can simply continue to make your loan repayments on a monthly basis at a 29.8% APR over a remaining period of 36 months.
For the 60 Inch SMART Board - SMART 560 that you have selected, this would work out as: |
| |
| APR |
29.8% |
| Cost of Product |
£1103.97 |
| Typical Delivery Charge |
£9.95 |
| Total Normal Cash Price |
£1113.92 |
| Initial 5% deposit |
£55.70 |
| Administration Charges |
£45.00 |
| Remainder used for Loan |
£1058.22 |
| Charge for Credit |
£902.14 |
| Balance Payable |
£1960.36 |
| Total amount payable |
£2016.06 |
| 36 monthly repayments of |
£54.45 |
| |
|
*Note: When calculating the 5% deposit, the amount you pay may be slightly more than 5% as the figure is adjusted to give rounded loan amounts |
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