Pay over 36 months
An easy and simple way of spreading the cost of your purchase over 36 months. After making an initial 5% deposit of £70.95, you will then make 36 equal monthly payments of £48.96 at 19.9% APR.
For the 72 Inch SMART Board - SMART 580 that you have selected, this would work out as:
| APR |
19.9% |
| Cost of Product |
£1408.97 |
| Typical Delivery Charge |
£9.95 |
| Total Normal Cash Price |
£1418.92 |
| Initial 5% deposit |
£70.95 |
| Administration Charges |
£25.00 |
| Remainder used for Loan |
£1347.97 |
| Charge for Credit |
£414.41 |
| Balance Payable |
£1762.38 |
| Total amount payable |
£1833.33 |
| 36 monthly repayments of |
£48.96 |
|
| Buy Now and Pay in 9 months time |
| |
|
Provided you pay the final balance in full before the 9 month buy-now-pay-later period expires, you will pay no interest and the credit agreement will be finalised. So, with the exception of a 5% deposit, you can purchase this 72 Inch SMART Board - SMART 580 now and make no further payments for 9 months. |
| |
| However, should you choose not to settle the outstanding balance in full before the 9 months BNPL period expires, you can simply continue to make your loan repayments on a monthly basis at a 29.8% APR over a remaining period of 39 months.
For the 72 Inch SMART Board - SMART 580 that you have selected, this would work out as: |
| |
| APR |
29.8% |
| Cost of Product |
£1408.97 |
| Typical Delivery Charge |
£9.95 |
| Total Normal Cash Price |
£1418.92 |
| Initial 5% deposit |
£70.95 |
| Administration Charges |
£35.00 |
| Remainder used for Loan |
£1347.97 |
| Charge for Credit |
£1056.62 |
| Balance Payable |
£2404.59 |
| Total amount payable |
£2475.54 |
| 39 monthly repayments of |
£61.66 |
| |
|
| Buy Now and Pay in 12 months time |
| |
|
Provided you pay the final balance in full before the 12 month buy-now-pay-later period expires, you will pay no interest and the credit agreement will be finalised. So, with the exception of a 5% deposit, you can purchase this 72 Inch SMART Board - SMART 580 now and make no further payments for 12 months. |
| |
| However, should you choose not to settle the outstanding balance in full before the 12 months BNPL period expires, you can simply continue to make your loan repayments on a monthly basis at a 29.8% APR over a remaining period of 36 months.
For the 72 Inch SMART Board - SMART 580 that you have selected, this would work out as: |
| |
| APR |
29.8% |
| Cost of Product |
£1408.97 |
| Typical Delivery Charge |
£9.95 |
| Total Normal Cash Price |
£1418.92 |
| Initial 5% deposit |
£70.95 |
| Administration Charges |
£45.00 |
| Remainder used for Loan |
£1347.97 |
| Charge for Credit |
£1149.16 |
| Balance Payable |
£2497.13 |
| Total amount payable |
£2568.08 |
| 36 monthly repayments of |
£69.36 |
| |
|
*Note: When calculating the 5% deposit, the amount you pay may be slightly more than 5% as the figure is adjusted to give rounded loan amounts |
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