Applying for finance
couldn't be easier: Once you have added your items to the online basket,
choose the Finance option at the checkout. You will be prompted to input
your credit / debit card details. This is for the 5% deposit. We will
not take this deposit from your card until your application
has been accepted, you have completed and signed the necessary documentation
and we have the goods ready to ship.
After completing the
application, you will be given an instant decision online. If successful,
you will be prompted to download and print the application form to sign
and post back to V-12. We will be able to despatch your goods within 2
working days of V-12 receiving your signed forms.
Please note that our free delivery offer is not available on Finance Orders.
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Buy Now Pay Later - 9 Months
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- 5% deposit
- £35 Finance Administration fee payable directly to V-12
- If you settle your account in full within 9 months, you pay no interest.
Alternatively you may continue to pay the remainder over 39 fixed monthly payments
until the loan has been repaid (29.8% APR). At any time after the 9 months you can
pay back the balance and only pay interest up to that period in time.
- Please note you need to buy an accessory such as a carrying case, mouse or extended warranty to be eligible
for Buy Now Pay Later Finance.
Example:
- Order Value £1,000
- Typical Delivery Charge £9.95
- Total Normal Cash Price £1009.95
- Deposit Amount £50.50
- Finance Administration: £35 (paid to V-12)
- End of 9 months: Pay off balance of £959.45 or pay 39 monthly payments of £43.89
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Buy Now Pay Later - 12 Months
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- 5% deposit
- £45 Finance Administration fee payable directly to V-12
- If you settle your account in full within 12 months, you pay no interest.
Alternatively you may continue to make the remainder over 36 fixed monthly payments
until the loan has been repaid (29.8% APR). At any time after the 12 months you can
pay back the balance and only pay interest up to that period in time.
- Please note you need to buy an accessory such as a carrying case, mouse or extended warranty to be eligible
for Buy Now Pay Later Finance.
Example:
- Order Value £1,000
- Typical Delivery Charge £9.95
- Total Normal Cash Price £1009.95
- Deposit Amount £50.50
- Finance Administration Charge: £45 (paid to V-12)
- End of 12 months: Pay off balance of £959.45 or pay 36 monthly payments of £49.37
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Classic Credit - 36 Months
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- 5% deposit
- 36 equal monthly payments at 19.9% APR
- Finance Administration: £25
- The total amount may be paid back in full at any time during this period. Interest will
only be charged up until the amount is paid in full.
Example:
- Order Value £1,000
- Typical Delivery Charge £9.95
- Total Normal Cash Price £1009.95
- Deposit Amount £50.50
- Finance Administration Charge: £25 (paid to V-12)
- 36 monthly payments of £34.84
To apply for Finance, you must be at least 18 years of age and under 75 years of age.
The total amount payable must be over £400.
You must also be:
- In full time employment or self-employed or retired and over 50 years of age.
- Have been a UK resident for 3 years or more.
- Be able to make repayments by direct debit.
- Provide your previous UK address if you have lived at your
current address for less than 3 years
Together with our partners V-12, we are able to offer you 4 attractive Finance deals:
9 Months Credit,
12 Months Credit,
36 Months Credit and
48 Months Credit. 